Andrew Luck...what the _____?

Issue: Can you fill in the blank with a word that rhymes with Andrew's last name and describes your feelings on his decision to stay in school?

Short Answer: I can.

Reasoning: First, I would like to go on record as saying that I am all for staying in school.  I come from a sport (baseball) in which hundreds of high school seniors, every year, sign professional contracts.  Not only do I hate this because it remains quite a long shot to make the big leagues, but also because the kid will miss out on the college experience, which I believe greatly facilitates the journey into being a productive adult.  I think kids (and parents) should always err on the side of going, or staying in school, rather than chasing a professional career.  With one exception.  When a kid has the opportunity to be a first round pick, the financial security that comes with that draft position cannot be ignored.  Millions of dollars goes a long way in life.

Andrew luck, starting quarterback for the Stanford Cardinal (still), has passed up the opportunity to be the number one pick in next years NFL draft.  For context purposes, Sam Bradford, the number one pick in last years draft, was given $50 million in guaranteed money.  That means if Bradford were to have blown out his knee in the first game of his career, never to play again, he would still have $50 million in the bank (for the most part).  The pundits on ESPN have been saying that Luck would not have been guaranteed that much money, but his potential contract would have guaranteed him upward of $40 million.  But, Luck has decided that he wants to stay in school, so he can get his degree.  I am so confused.

Let's say Luck goes back to school and he blows out his knee in the first game.  He will be left with nothing but a degree in architectural design (granted, it will be a degree from Stanford, so obviously this kid is smart and will probably have a successful career anyway), which carries with it $0 in guaranteed money.  Did I miss something here?  Is Stanford going to close the college of architectural design soon?  No?  Well then, Mr. Luck, WHAT ARE YOU DOING?  You have heard the old adage "strike while the iron is hot," and it doesn't get any hotter than being the consensus, unanimous, and obvious number one pick in the draft.  The best Andrew Luck can hope for is to have a fabulous redshirt junior year and again be considered the number one pick next year.  That is the best.  I don't even want to get into all the bad things that can happen.  Declare for the draft.  Be the number one pick.  Get paid millions of dollars just for that.  Then, when you are through playing, go back to school and get your degree.  Stanford will still be there.  I think.